Nationwide Lifetime Income Capture^® Rider

Details

The Nationwide Lifetime Income Capture rider (Lifetime Income Capture) is designed to help provide income in retirement and to offer potential income growth, even after withdrawals begin. This optional rider¹ is available at an additional cost and must be elected at contract issue.

Other highlights of Lifetime Income Capture include:

• A 15-year² simple interest roll-up rate
• Highest month anniversary contract value with an annual step-up feature on the rider anniversary if the investment options outperform the roll-up rate
• Stacking feature that allows for the roll-up amount to be added to the stepped up income benefit base each year

Cost:

• Single life option: 1.20%, with a maximum³ of 1.50%.
• Joint option: 1.50%, with a maximum³ of 1.90%.

All about Nationwide: Capture (Video)

Share with your clients how the Nationwide Capture rider can provide growth potential and guaranteed lifetime income for investors seeking a balance of investment performance and potential increases in their lifetime income.

¹ Nationwide offers multiple riders with roll-ups and the roll-up calculations vary from rider to rider.

² 15 years or until the first lifetime withdrawal, whichever comes first.

³ Maximum cost is the highest amount that may be charged in the future for this product. It is not the current cost. Cost is assessed annually on the Current Income Benefit Base.

Nationwide Lifetime Income Capture and Lifetime Income Capture are service marks of Nationwide Mutual Insurance Company.

Variable Annuities