Client longevity

The rise in life expectancy and its effects on retirement

It's important to take longevity into account when helping clients plan their retirement income.

  • Anticipate the high cost of health care. Good health now can deplete wealth later.
  • File smartly. Social Security is an important income source that won't run out.
  • Seek tax efficiency. The right strategy can add years to a portfolio.1

EXPLORE LONGEVITY RESOURCES

Tax-efficient retirement income

In retirement, tax efficiency becomes more important as your clients live longer. We can help you have the tax conversation with them.

Social Security

See how a strategic approach to Social Security can maximize the benefits of many clients' last source of guaranteed retirement income.

Health care

Your healthiest clients may live the longest — ironically making them more likely to face high health care costs. Our resources shed light on this important retirement concern.

Long-term care

70% of people over 65 will need some type of long-term care,2 which is not covered by Medicare. We can help you discuss this topic with your clients.

Related links

1 "Tax-Efficient Withdrawal Strategies," Cook, Meyer and Reichenstein, CFA Institute publication, Volume 71, No 2 (2015).

2 U.S. Department of Health & Human Services, Administration on Aging (October 10, 2017).